Our Blog

New Jeevan Sathi is LIC’s joint-life savings plan for married couples — Single Premium (888) or Limited Premium (889), with guaranteed additions. How to think about it before you apply.

A practical life insurance review checklist — cover adequacy, nominee details, lapse status, and loan gaps — so you walk into a policy health check prepared, not guessing.

A family floater shares one sum insured across everyone — until one hospitalisation uses it up. This guide explains when a floater works, when to split to individual cover, and how base + super top-up can protect you without overpaying.

Policy status and premium payment are among the most common reasons people visit our site. Here is how to use the official LIC portal safely — and when to call your advisor instead.

After an accident or theft, the first 24 hours matter for motor claims. A step-by-step intimation checklist for private cars and two-wheelers — educational only, not an insurer guarantee.

A practical checklist for HR and founders renewing group mediclaim — member data, sum insured, maternity, and claim support — from an independent advisor, not an insurer quote engine.

NRIs often ask whether they can buy or service LIC policies from abroad. Here is a practical overview of eligibility, KYC, premium payment, and health cover — subject to current insurer rules.

Missing a renewal deadline or accepting the wrong sum insured can leave your family exposed. Use this practical checklist before you renew your floater or individual health policy in Chennai.

LIC published its year-ended March 2026 performance update on 21 May 2026. Here is an independent reading of the public figures — and what they do (and do not) mean for your policy.

Nav Jeevan Shree is a non-linked, non-par LIC plan with guaranteed additions and flexible payout options. Here is how to think about it — with links to official brochures only.

The new tax regime is now the default for salaried employees in India. Does that kill tax saving life insurance in 2026? Not entirely — here is what still works.

Choosing the right LIC policy as a salaried professional in Chennai means balancing life cover, savings, and tax efficiency. Here are five plans worth knowing in 2026.

Term insurance and endowment plans solve very different problems. Understanding the difference helps you stop paying for the wrong one — and start getting real value from your policy.

Most people only read their health insurance policy after a claim is rejected. This guide explains the key inclusions, exclusions, and waiting periods you need to understand before you need them.

Life insurance premiums usually fall under Section 80C; health insurance under 80D. Here is a plain-language answer — plus limits, mistakes, and what changes under the new tax regime.

An LIC policy bought 5 or 10 years ago may no longer fit your life today. Here is why a periodic policy review is one of the most valuable financial habits you can build — and what to look for.