LIC Plans in Chennai
Independent LIC consultancy
Whether you are starting your first policy, topping up for tax efficiency under the old regime, or reviewing maturing endowments, choosing the right LIC plan depends on age, income, dependents, and how long you can pay premiums. Sivaprakash Wealth is an independent insurance consultancy in Chennai — we explain options in plain language, point you to official LIC brochures, and support you through application and servicing. We are not the official LIC of India website.
Independent insurance advisor — not the official website of LIC of India or any other insurer.
How we advise on LIC plans
Goal-based shortlisting
We map your timeline (5, 15, or 25+ years) to plan categories — pure protection, traditional savings, market-linked, or pension — before discussing specific product names.
Official brochure review
Benefit illustrations and wordings are taken from LIC of India's corporate site. We do not host insurer PDFs on this website.
Underwriting & documentation
Guidance on proposals, medical requirements, and nominee details so applications move smoothly through LIC channels.
Servicing & claims support
Help with premium reminders, alterations, and maturity or death-claim coordination from our Chennai practice.
Who we typically help
- •Salaried professionals in Chennai comparing endowment, whole-life, or ULIP-style LIC options
- •Parents planning child education or marriage with long premium-paying terms
- •Pre-retirees looking at pension and annuity-style income structures
- •Existing policyholders reviewing paid-up, revival, or maturity paperwork
- •NRIs coordinating documentation with a Chennai-based advisor
What a consultation looks like
- Step 1
Share your situation
Income, dependents, existing policies, and whether you are on the old or new tax regime.
- Step 2
Compare suitable categories
We outline trade-offs between term-style cover, participating endowments, and market-linked plans — with no guaranteed bonus promises.
- Step 3
Read official documents
You review LIC sales brochures and policy wordings on licindia.in before deciding.
- Step 4
Apply with clarity
If you proceed, we assist with forms and follow-up until the policy is issued.
Official LIC plan documents
Brochures and plan pages open on LIC of India's corporate website — we do not host insurer PDFs here.
Jeevan Umang
Official sales brochure and plan wording on LIC of India's corporate site.
Jeevan Labh
Official sales brochure and plan wording on LIC of India's corporate site.
Jeevan Anand
Official sales brochure and plan wording on LIC of India's corporate site.
Bima Shree
Official sales brochure and plan wording on LIC of India's corporate site.
Note: Projections are illustrative based on current LIC parameters. Actual returns are subject to corporate performance and bonus declarations.
Common questions
Book a free consultation in Chennai
Call, WhatsApp, or send a message — we respond during business hours (Mon–Sat, 9am–6pm).
Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Disclaimer: Sivaprakash Wealth is an independent financial and insurance consultancy run by certified advisors. We provide advisory services for products from the Life Insurance Corporation of India (LIC) and other general insurance providers. This website is a personal agent platform and is not affiliated with, endorsed by, or the official portal of LIC of India.