By accessing sivaprakashwealth.com you agree to these terms. If you do not agree, please do not use the site.
1. Nature of service
Sivaprakash Wealth provides independent insurance and wealth consultancy. We are appointed to assist with products from LIC of India and selected general insurers. We are not the official website, branch, or customer portal of any insurer.
2. Information on this site
Plan names, premiums, illustrations, and blog articles are for general education only. Benefits, bonuses, and eligibility depend on insurer rules at the time of application. Always read the official sales brochure and policy document before purchase.
3. No guarantee
We do not guarantee acceptance of proposals, claim outcomes, or investment returns. Past performance of participating plans is not indicative of future bonuses.
4. User conduct
You agree not to misuse the site, attempt unauthorised access, or submit false information in forms. We may refuse service where misrepresentation is evident.
5. Intellectual property
Site design, copy, and logos belonging to Sivaprakash Wealth are protected. Insurer names and marks belong to their respective owners and are referenced descriptively for transparency.
6. Limitation of liability
To the extent permitted by law, we are not liable for indirect losses arising from reliance on website content alone. Contractual obligations arise from signed proposals and insurer policies you choose to buy.
7. Governing law
These terms are governed by the laws of India. Disputes are subject to courts in Chennai, Tamil Nadu, unless mandatory consumer forums apply.
8. Changes
We may update these terms periodically. Continued use after changes constitutes acceptance of the revised terms.
Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Disclaimer: Sivaprakash Wealth is an independent financial and insurance consultancy run by certified advisors. We provide advisory services for products from the Life Insurance Corporation of India (LIC) and other general insurance providers. This website is a personal agent platform and is not affiliated with, endorsed by, or the official portal of LIC of India.