Group Insurance for Companies
Employee benefits — Chennai
Growing companies in Chennai need group health and life cover that balances premium cost, hospital networks, and HR administration. We help founders and HR teams compare group mediclaim, group term, and personal accident structures for teams from roughly 10 to 200 employees — through insurers we are appointed with. This is independent consultancy, not an insurer corporate portal.
Independent insurance advisor — not the official website of LIC of India or any other insurer.
What we deliver
Needs workshop
Headcount, age mix, dependant coverage, maternity, and outpatient expectations before any quote request.
Market comparison
Side-by-side view of sum insured, room rent caps, co-pay, and network hospitals used by your workforce.
Renewal strategy
Annual review before auto-renewal — porting or re-tendering when claims experience shifts premiums.
Claims orientation
HR briefing on cashless workflows and documentation — insurer T&Cs apply.
Typical clients
- •SMEs buying first group health cover for staff
- •Companies facing 15–30% renewal increases seeking alternatives
- •Startups adding group term alongside ESOP planning
- •Family businesses wanting owner and employee cover under one review
- •HR teams needing clear comparison sheets for management sign-off
How engagement works
- Step 1
Share census data
Employee ages, locations, and existing policy copies if renewing.
- Step 2
Receive options
Two or three structured proposals with plain-language trade-offs.
- Step 3
Management decision
You choose; we coordinate issuance and employee communication templates.
- Step 4
Annual check-in
Scheduled review before each renewal cycle.
Common questions
Book a free consultation in Chennai
Call, WhatsApp, or send a message — we respond during business hours (Mon–Sat, 9am–6pm).
Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Disclaimer: Sivaprakash Wealth is an independent financial and insurance consultancy run by certified advisors. We provide advisory services for products from the Life Insurance Corporation of India (LIC) and other general insurance providers. This website is a personal agent platform and is not affiliated with, endorsed by, or the official portal of LIC of India.