Our Services

From term and accidental policies for individuals to group health and life cover for companies — Sivaprakash Wealth helps you choose the right plan at every stage, with ongoing support for servicing and claims.

Our Services

LIC Life Insurance

LIC Life Insurance

Savings-linked, pension, and annuity-style LIC plans — aligned to income replacement, child education, and long-term retirement goals.

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Health Insurance

Health Insurance

Comprehensive health insurance for individuals and families — floater plans, critical illness riders, cashless networks, and renewal guidance.

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Term Insurance

Term Insurance

Cost-efficient pure protection. High sum assured covers your family's income if you're no longer there — no savings component, strong cover for the premium outgo.

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Group Policies for Companies

Group Policies for Companies

Group health, group life, and group accidental cover for employees. We handle design, renewal comparisons, and insurer coordination for your HR team.

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Accidental Cover

Accidental Cover

Personal accident policies covering accidental death, permanent or partial disability, and hospitalisation — affordable add-on or standalone cover.

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Child & Retirement Planning

Child & Retirement Planning

Secure child education and marriage planning alongside retirement income through LIC plans that grow with your family's goals.

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Vehicle Insurance

Vehicle Insurance

Oriental Insurance agent

Motor and two-wheeler insurance through Oriental Insurance — new policies, renewals, and claims assistance for cars and bikes.

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Tax Planning Advisory

Tax Planning Advisory

80C and 80D optimisation under the old regime, and guidance on whether the new tax regime suits your income profile and investment mix.

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Free Policy Health Check

Free Policy Health Check

Review your existing LIC and health policies, optimise coverage, and discuss tax-regime fit (old vs new) — not tax filing advice.

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Which plan fits my goal?

A. Group policies for companies

  • Group health insurance design and renewal comparisons
  • Group life and group accidental cover for employees
  • Group term policies — high cover at low per-head premium
  • Employee benefit planning alongside HR and management

B. Individual insurance services

  • Term insurance — pure protection, cost-efficient cover, high sum assured
  • Personal accident cover — disability, death, and hospitalisation benefit
  • Health insurance — individual / family floater selection
  • Life insurance — savings and pension routes through LIC
  • Retirement planning — annuity-style and long-term income options

C. Policy sales & advisory

  • Helping you choose the right policy for each goal
  • Assistance with claim intimation, forms, and insurer follow-up
  • Free first consultation to review existing portfolios

Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

Disclaimer: Sivaprakash Wealth is an independent financial and insurance consultancy run by IRDAI-licensed insurance advisors. We provide advisory services for products from the Life Insurance Corporation of India (LIC) and other general insurance providers. This website is a personal agent platform and is not affiliated with, endorsed by, or the official portal of LIC of India.