Our Services
Our Services
Term, health, accidental & group cover
From term and accidental policies for individuals to group health and life cover for companies — Sivaprakash Wealth helps you choose the right plan at every stage, with ongoing support for servicing and claims.
LIC Life Insurance
Savings-linked, pension, and annuity-style LIC plans — aligned to income replacement, child education, and long-term retirement goals.
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Health Insurance
Comprehensive health insurance for individuals and families — floater plans, critical illness riders, cashless networks, and renewal guidance.
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Term Insurance
Pure protection at the lowest premium. High sum assured covers your family's income if you're no longer there — no savings component, maximum cover.
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Group Policies for Companies
Group health, group life, and group accidental cover for employees. We handle design, renewal comparisons, and insurer coordination for your HR team.
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Accidental Cover
Personal accident policies covering accidental death, permanent or partial disability, and hospitalisation — affordable add-on or standalone cover.
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Child & Retirement Planning
Secure child education and marriage planning alongside retirement income through LIC plans that grow with your family's goals.
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Vehicle Insurance
Oriental Insurance agentMotor and two-wheeler insurance through Oriental Insurance — new policies, renewals, and claims assistance for cars and bikes.
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Tax Planning Advisory
80C and 80D optimisation under the old regime, and guidance on whether the new tax regime suits your income profile and investment mix.
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Free Policy Health Check
Review your existing LIC and health policies, optimise coverage, and identify savings opportunities under 80C/80D.
Book reviewChennai insurance guides
Independent advisory pages for common topics — not insurer official websites.
A. Group policies for companies
- • Group health insurance design and renewal comparisons
- • Group life and group accidental cover for employees
- • Group term policies — high cover at low per-head premium
- • Employee benefit planning alongside HR and management
B. Individual insurance services
- • Term insurance — pure protection, lowest cost, high sum assured
- • Personal accident cover — disability, death, and hospitalisation benefit
- • Health insurance — individual / family floater selection
- • Life insurance — savings and pension routes through LIC
- • Retirement planning — annuity-style and long-term income options
C. Policy sales & advisory
- • Helping you choose the right policy for each goal
- • Assistance with claim intimation, forms, and insurer follow-up
- • Free first consultation to review existing portfolios