LIC Investment by Five-Year Plan Periods (₹ Crore)
How LIC’s plan-period investments grew from ₹184 Cr to over ₹28 lakh Cr — with the full numbers and what they mean for policyholders.
Note: This article is general information from an independent insurance advisor, not official insurer material. Plan names, premiums, and benefits are illustrative only — actual terms depend on underwriting, age, and current product rules. Bonuses on participating plans are not guaranteed. Please read the policy document and consult us before buying.
LIC has long been one of India’s largest institutional investors. Policyholder premiums are invested in government securities, infrastructure, industry, and other long-term assets — which is one reason many families associate LIC with permanence.
The table below shows historical investment totals by Five-Year Plan period (₹ crore), as commonly published in LIC materials. This is an independent summary from Sivaprakash Wealth — not an official LIC page, and not a product illustration. Confirm current plans on licindia.in.
Investment by plan period
| Plan · period | Investment |
|---|---|
| 2nd · 1956–1961* | ₹184 Cr |
| 3rd · 1961–1966 | ₹285 Cr |
| 4th · 1969–1974 | ₹1,530 Cr |
| 5th · 1974–1979 | ₹2,942 Cr |
| 6th · 1980–1985 | ₹7,140 Cr |
| 7th · 1985–1990 | ₹12,969 Cr |
| 8th · 1992–1997 | ₹56,097 Cr |
| 9th · 1997–2002 | ₹1,70,929 Cr |
| 10th · 2002–2007 | ₹3,94,779 Cr |
| 11th · 2007–2012 | ₹7,04,720 Cr |
| 12th · 2012–2017 | ₹14,23,055 Cr |
| 13th · 2017–2022# | ₹28,01,483 Cr |
| Total 1956–2022 | ₹55,76,113 Cr |
* LIC was founded on 1 September 1956, so the 2nd Plan row often starts there. # India’s formal Five-Year Plan system ended after the 12th Plan; 2017–22 follows framing used in some LIC publications.
Total note: We show the sum of the rows (₹55,76,113 Cr). Some graphics print a higher banner total that does not match the table — that banner figure is omitted here.
What this means for a policyholder
- Useful context: Scale and longevity support confidence that LIC can meet long-term obligations.
- Not a buying rule: These crore totals do not tell you your maturity value, bonus, or whether you need term, endowment, or health cover. That depends on income, dependents, and goals.
Same table on our About page. For a personal review in Chennai or virtually across India, book a policy review or call / WhatsApp +91 98841 10537.
Related Chennai guides
Independent advisory pages that expand on topics in this article.
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